The Blanket Investor Loan for Residential Properties is FINALLY HERE!


The Blanket Investor Loan for Residential Properties is FINALLY HERE!

This is probably the most important loan to come out since the ’08 financial crash.  This loan allows investors in residential properties (Single family, duplex, condo, etc) to combine them into ONE loan that is put in an LLC name and, can even be NON-RECOURSE! The program all but, disappeared by 2009 and, though some private money guys have tiptoed into this type of loan in the last year, this is the first time it is being offered with rates in the 5’s and, 6’s with 30 year amortizations. What does this mean to the market and to you?

Give me a Call Today to Get Your Blanket Loan Closed at 512-650-8630.

–   Investors can now pull cash out, consolidate and, clear out all their properties into one LLC.  This frees them up to get regular conventional FNMA financing for new purchases again (currently, few lenders will allow an investor to get this financing if they already have 4 FNMA loans.).  This can re-energize the purchase market.

–    People who have renovated homes can tap that equity up to 75% to invest in other wealth creation vehicles including buying more real estate, stocks, whatever they want.

–    It can also be used to purchase blocks of Real Estate (say a group of 8 homes).  There are no geographical limits; you can combine properties in different states.  BASICALLY, THIS IS WALL STREET MONEY COMING TO THE SMALL INVESTOR AND GIVING THEM ACCESS TO GROW AND, CREATE MORE WEALTH.

Some basic product guidelines:

-The property is underwritten, not the borrower.  So you can show losses on your return and, still qualify as long as the properties cash flow at 1.2 times the new mortgage payment (known as DSCR).

-Must be 5 doors or more because this is a COMMERCIAL loan, the loan will be to a business entity.  It can be any combination of small apartment complexes, single family, condo, duplex, etc.  JUST residential though, no commercial properties in this mix.

-Credit is important; a 680 credit score is generally required

-LTV must be 75% of appraised if you have owned the property a year or more.  For properties 3-11 months, we can go 90% of cost.

-Properties must be leased up.

-Foreign Nationals are allowed at 50% but, if they include a US citizen in the mix, they can get 75% Financing as well!

-Loan amounts are $500,000 minimum up to $50 Million or more if the portfolio is really that big.

-Full recourse is required up to $3 million but, non-recourse is available above $3 Million.


Wishing you the best,

Karen's signiture
Karen Schimpf
Commercial Capital, Ltd.
Phone: 512-650-8630

Give me a call today to discuss your deal at 512-650-8630







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Here’s A Little Bit About Me. 20+ years in the finance industry, I rose to the level of Assistant V.P. with Chase Manhattan. While working for Chase, I decided that I wanted to have residual income without having to quit my job. I bought my first apartment building in 1996, three days before my wedding.

In 2001, I decided I would leave the corporate world and work for myself in a net branch environment.

My passions are helping people get commercial mortgage loans. I also am passionate about investing, working out and being with my family and friends.