How to Calculate DSR on a Commercial Loan

Tweet   by  roger4336  Debt Service Coverage Ratio (DSCR) The most important ratio to understand when making income property loans is the debt service coverage ratio. It equals Net Operating Income (NOI) divided by Total Debt Service. To understand the ratio it is first necessary to understand the numerator and the denominator. Let’s take a look at … Continue reading “How to Calculate DSR on a Commercial Loan”

The Commercial Loan Rate is the Lowest of the Year!

Tweet   by  nancyarora2020  The Commercial Loan Rate is the Lowest of the Year! The stock market sell off of the last two weeks has created the refinance and purchase opportunity of a lifetime in commercial real estate! Commercial rates are now in the 5% range and even 4%’s are available on select property types. People with balloon … Continue reading “The Commercial Loan Rate is the Lowest of the Year!”

Small Business Administration Loans…The Economic News is NOT All Bad

Tweet   by  Jepp Fotojiwang  The Economic News is NOT All Bad….. Granted, the headlines are not pretty. And our government seems committed to making the greatest number of mistakes possible. But I am here to tell you that underneath all of that, Small Businesses Administration Loans are really happening! And that is a VERY good thing. … Continue reading “Small Business Administration Loans…The Economic News is NOT All Bad”

Getting a Loan for Small Business – What You Need to Include in Your Business Plan

Tweet   by  ccstbp  Your business plan can be in the form of a series of items rather than a formal composition. No matter what the format, you will need to address the information below.  We Close More Loans for Small Business Than Anyone. We can Close Your Deal in 45 Days. Give me a call today to … Continue reading “Getting a Loan for Small Business – What You Need to Include in Your Business Plan”

Commercial Apartment Loans – Rental Properties Are The Key to the RE Market

Tweet Commercial Apartment Loans – Rentals hold key to real estate market’s future People in Real Estate: Cheryl Russell Cheryl Russell Cheryl Russell has one word for anyone who’s adrift and looking for any direction in real estate, so long as it’s up: rentals. The rental market is “a possible savior for many segments of … Continue reading “Commercial Apartment Loans – Rental Properties Are The Key to the RE Market”

Commercial Loans – Capital Constraint Still Continues…

Tweet   by  accent on eclectic  Had an interesting meeting last week with a consortium of credit unions in Seattle. They were engaging us to help create a strategic plan for creating a Credit Union Service Organization (CUSO) for commercial loans. Credit unions have a lot of capital to deploy right now and you would think they … Continue reading “Commercial Loans – Capital Constraint Still Continues…”