What is the Most Common Commercial Mortgage Loan Mistake?

Tweet   by  Rubber Dragon      As opposed to mortgages on your house, commercial mortgage loan are all about Return on Investment (ROI). In buying or selling commercial real estate, the financing can make or break the deal. The best commercial mortgage for you is the one that maximizes your ROI. It seems obvious, but when it … Continue reading “What is the Most Common Commercial Mortgage Loan Mistake?”

How to Calculate DSR on a Commercial Loan

Tweet   by  roger4336  Debt Service Coverage Ratio (DSCR) The most important ratio to understand when making income property loans is the debt service coverage ratio. It equals Net Operating Income (NOI) divided by Total Debt Service. To understand the ratio it is first necessary to understand the numerator and the denominator. Let’s take a look at … Continue reading “How to Calculate DSR on a Commercial Loan”

The Commercial Loan Rate is the Lowest of the Year!

Tweet   by  nancyarora2020  The Commercial Loan Rate is the Lowest of the Year! The stock market sell off of the last two weeks has created the refinance and purchase opportunity of a lifetime in commercial real estate! Commercial rates are now in the 5% range and even 4%’s are available on select property types. People with balloon … Continue reading “The Commercial Loan Rate is the Lowest of the Year!”

Business Commercial Financing Loan-Your Net Worth Impacts Your Loan

Tweet div>  by  homesbythomas    What do lenders look for when underwriting a business commercial financing loan? Many people believe when you apply for a loan for commercial property that the underwriting analysis is solely based on the strength of the real estate. Well, you couldn’t be more wrong. Commercial lenders also looks at the strength of … Continue reading “Business Commercial Financing Loan-Your Net Worth Impacts Your Loan”

Commercial Mortgage Loan – Understanding CAP Rates

Tweet   by  edenpictures  A lot of times you will hear people talk about CAP rates in commercial mortgage loan. When I first started doing commercial, I didn’t understand it and asked a bunch of lender reps. Very few lender reps even understood it. They just had a basic idea. But I assure you, underwriters know about … Continue reading “Commercial Mortgage Loan – Understanding CAP Rates”